Effective Date: October 21, 2026
At Yamefra, we aim to make online shopping simple, convenient, and secure for our customers. This Payment Policy explains the payment methods available when purchasing products through our website, https://yamefra.com.
By placing an order, you agree to the payment terms outlined in this policy.
1. Accepted Payment Methods
Yamefra may offer the following payment methods, depending on availability:
- Cash on Delivery (COD): Pay the applicable order amount when your parcel is delivered.
- Bank Transfer: Pay directly to our designated bank account, where this option is available.
- Online Payments: Pay through an available payment gateway or other supported online payment service.
The payment methods currently available will be displayed during checkout or communicated to you before your order is confirmed.
Please use only the payment methods and account details officially provided by Yamefra.
2. Cash on Delivery (COD)
Cash on delivery may be available for eligible orders and delivery locations within Pakistan.
For COD orders:
- Payment is due when the parcel is delivered.
- Customers must pay the confirmed order amount to the courier.
- Customers should provide a valid phone number and delivery address.
- COD availability may depend on the delivery location, order value, and courier service.
If a customer refuses delivery or repeatedly fails to accept confirmed orders, we may restrict future COD availability where permitted by applicable law.
3. Online Payments and Bank Transfers
For prepaid orders, customers must complete payment using one of the available payment methods.
For bank transfers, customers should use the correct account details provided by Yamefra and include any requested order reference.
An order requiring advance payment may not be processed until the payment has been received and verified.
Customers should not share their banking passwords, PINs, OTPs, or other confidential security credentials with anyone claiming to represent Yamefra.
4. Product Prices and Additional Charges
All product prices are displayed in Pakistani Rupees (PKR), unless otherwise stated.
The final order amount may include:
- The price of the selected products.
- Applicable shipping or delivery charges.
- Any other charges disclosed before the order is placed.
Customers should review their order summary carefully before confirming a purchase.
Any applicable taxes or charges will be handled in accordance with relevant requirements.
5. Payment Confirmation
After placing an order or completing a payment, customers may receive confirmation through the website, email, SMS, phone, or another available communication channel.
For prepaid orders, an order confirmation alone does not necessarily mean that payment has been successfully received.
If payment confirmation is delayed, customers should contact us with their order number and relevant transaction reference.
6. Failed or Duplicate Payments
If a payment fails, remains pending, or appears to have been deducted without order confirmation, please contact us before attempting repeated payments.
Provide your order number, transaction reference, payment date, and other relevant details so we can investigate the issue.
If a duplicate payment is confirmed, we will review the transaction and arrange an appropriate refund where applicable.
The time required to resolve a payment issue may depend on the payment provider or bank involved.
7. Order Cancellation and Payment Refunds
If an order is cancelled before dispatch, any refund due will be handled according to the circumstances, our Return & Refund Policy, and applicable law.
For orders that have already been dispatched or delivered, cancellation and refund requests will be handled under our applicable return and refund procedures.
Approved refunds will generally be issued through the original payment method where reasonably possible. If that method is unavailable or unsuitable, we may contact the customer to arrange an appropriate alternative.
Refund processing times may vary depending on the payment provider, bank, or transaction method.
8. Pricing Errors and Payment Discrepancies
We make reasonable efforts to maintain accurate prices and order totals.
If a significant pricing or calculation error is discovered, we may contact the customer to explain the issue and discuss an appropriate resolution, subject to applicable law and any binding order terms.
If an order cannot reasonably be fulfilled, we will inform the customer and arrange any applicable refund.
9. Payment Security
We take reasonable steps to protect payment-related information and reduce the risk of unauthorized transactions.
Where third-party payment providers are used, transactions may be subject to their respective terms, privacy policies, and security procedures.
Customers should use secure devices and networks when making online payments and should never share confidential payment credentials.
Yamefra will not ask customers to disclose their banking passwords, PINs, or OTPs through unofficial channels.
10. Fraud Prevention
We reserve the right to review or verify orders that appear suspicious, fraudulent, or unauthorized.
Where reasonably necessary, we may delay or decline an order while verifying relevant details, subject to applicable law.
If we cannot fulfill an order after receiving payment, we will arrange an appropriate refund where applicable.
11. Contact Us
If you have questions about payments, transaction verification, or refunds, please contact us:
Business Name: Yamefra
Website: https://yamefra.com
Email: info@yamefra.com
Phone: 03325105383
Address: Qasba Gujrat, Kot Addu, Punjab, Pakistan
When contacting us about a payment, please provide your order number and relevant transaction reference. Never send your password, PIN, or OTP.
12. Changes to Our Payment Policy
We may change or update this Payment Policy without prior notice. Any changes will be published on this page and will take effect when posted, unless otherwise stated.
Customers should review this page periodically to stay informed about our current payment procedures. Updates will not override rights or obligations that have already arisen under applicable law.